Independent tools and templates
Simple systems for planning, money and focused work.
Calculators that show their working, printables you can use this week, and guides built for real schedules and real budgets.
Free, no account, works offline once the page has loaded.
Start with your problem
What are you trying to sort out?
Plan my week
Weekly and shift-friendly planning, meal planning, paper vs digital.
Start here →02Organize my money
Zero-based budgeting, sinking funds, debt payoff and net worth.
Start here →03Run my small business
Handmade pricing, profit and margin, a monthly review that takes 20 minutes.
Start here →04Focus and get work done
Time blocking for irregular weeks, procrastination, habits, the desk itself.
Start here →Free tools
The calculators show their working
Each one states its formula and assumptions on the page. No account, no email, no upload.
Free tool
Handmade Pricing Calculator
Materials, your hours and marketplace fees in — the price that hits your target margin out.
Price for 40% margin $76.76on $10 materials + 2 h at $15
Free tool
Debt Payoff Calculator
Months to clear, total interest, and what one extra payment a month actually buys you.
$2,000 at 19.99% · $100/mo → 25 months, $452.92 interestFree tool
15-Minute Sunday Planning Tool
Four timed passes, then a printable week plan. The whole thing takes a quarter of an hour.
15 minutes → a printed week plan with 3 priorities and blocked hoursMost useful
Six things worth reading first
The 15-minute Sunday planning routine
The core system: four passes, fifteen minutes, a week you don't have to re-decide every morning.
Zero-based budgeting for beginners
Every dollar gets a job before the month starts. With a diagram of where $2,400 actually goes.
Sinking funds: how to stop big bills surprising you
The annual bills, divided by twelve. The single highest-leverage change for most budgets.
How to time-block when your schedule keeps changing
Anchor blocks stay; everything else moves. Written for irregular weeks.
How to build a student budget that sticks
Budget by term, not by month, because student money arrives in lumps.
Minimalist desk setup: the buying order
Surface, body, space, details. What to buy first and what to skip.
Templates
When the free version stops being enough
Spreadsheets and printables I designed and sell myself. The free tools solve the same problems — these save the setup.
Free · Excel & Sheets
Monthly Review Workbook
Five sheets, 49 live formulas and a dashboard that names the product quietly carrying your shop. Free, no email.
Open the free workbookExcel
Handmade Pricing Calculator (Excel)
The web calculator's maths, saved per product. Change your hourly rate once and every item reprices.
See it on EtsyExcel
Small Business Bookkeeping Sheet
Log income and expenses; profit, margin and category totals update as you type. Built for one person, not an accounting department.
See it on EtsyThese are my own products, not affiliate links to someone else’s.
How this works
Three steps, and you can stop at any of them
Run the numbers
Pick the calculator that matches your question. It computes in your browser and shows the formula it used.
Open the tools →02Take the page with you
Print the result, or download the matching template in A4 or US Letter and fill it in by hand.
Browse templates →03Keep the system running
Each guide explains the method behind the tool, including where it breaks and how to restart it.
Start here →04Go further if you sell
Pricing, margin and a monthly review workbook for one-person shops.
Small business →